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Getting started
Introduction
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About Karma
What is Karma Pay?
Why did we build this?
Features
About $KARMA
What is $KARMA
The Real-world Flywheel
How it works
Creating a Karma account
Completing KYC procedure
Adding bank accounts
Creating IBAN for your Phantom Wallet
Withdrawing USDC to banks
Depositing EUR in Phantom Wallet
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How it works
Fees
How it works
Fees
Real‑time FX. Zero hidden fees. Simple pricing.
We use the most real‑time FX rates available and charge zero FX margin. What you see is what you get.
Simple pricing
On-ramp fee
: 0.5%
Off-ramp fee
: 0.5%
SEPA transfer
: $1.45
ACH transfer
: $0.95
No subscriptions
: No signup, monthly, or hidden fees
Any network or third‑party banking fees are shown before you confirm. Rates are fetched live and displayed in app.
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Simple pricing