Skip to main content

Documentation Index

Fetch the complete documentation index at: https://docs.karmapay.xyz/llms.txt

Use this file to discover all available pages before exploring further.

​
Simple pricing

​
Card payments

  • Karma service fee: 0.5% per transaction
  • FX fee: 1% on non-USD transactions
  • International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactions

​
Bank transfers

  • On-ramp fee: 1%*
  • Off-ramp fee: 0.5%
  • SEPA transfer: $1.45
  • ACH transfer: $0.95
  • FX margin: None — real-time rates, zero markup

​
General

  • No subscriptions: No signup, monthly, or hidden fees
All fees are shown before you confirm. Rates are fetched live and displayed in app. *Additional fees may apply for third-party deposits, high-risk transactions, or enhanced due diligence requirements.