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Getting started
Introduction
About Karma
What is Karma Pay?
Why did we build this?
Features
About $KARMA
What is $KARMA
The Real-world Flywheel
How it works
Creating a Karma account
Completing KYC procedure
Adding bank accounts
Creating IBAN for your Phantom Wallet
Withdrawing USDC to banks
Depositing EUR in Phantom Wallet
Operations
Fees
Support
FAQs
Compliance
Supported countries
Supported documents
Proof of address
Individuals
Developers
REST API
Support
App
Karma Documentation home page
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Support
App
App
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Navigation
How it works
Fees
How it works
Fees
Real‑time FX. Zero hidden fees. Simple pricing.
We use the most real‑time FX rates available and charge zero FX margin. What you see is what you get.
Simple pricing
Swap fee
: 0.85% per conversion (same as Phantom)
IBAN/Routing withdrawals
: No extra fees from us
No subscriptions
: No signup, monthly, or hidden fees
Any network or third‑party banking fees (e.g., your sending bank) are shown before you confirm. Rates are fetched live and displayed in app.
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