Available now
Accounts: IBANs & routing numbers
- Global IBANs - Get European IBANs for international banking
- US routing numbers - Access domestic US banking infrastructure
- Instant setup with Bridge - Compliant KYC by Bridge for fast onboarding
- Best available FX - We use Bridge’s rates for on and off ramp
Wallet connectivity (self-custody)
- Connect your Phantom wallet - Interact with banking while staying in self-custody
- Virtual IBAN - Incoming funds are auto converted to USDC and delivered to your wallet
- Virtual routing number - Incoming funds are auto converted to USDC and delivered to your wallet
- Withdraw to bank - Send USDC to your personal bank accounts in USD or EUR
- Receive on virtual accounts - On ramp received funds to your wallet
Compliance & security
- Bridge - We leverage our regulated partner’s security and monitoring stack
- Self custody - We do not take control of user keys
Not available yet
- Digital cards - Virtual and physical cards are planned, not yet available
- Public APIs and webhooks - Programmatic access is planned for later
- Wallet infrastructure - We integrate with Phantom rather than providing custody
- Advanced in app security features - Additional controls are on the roadmap
- $KARMA integration - We aim to align token holder benefits with platform performance, and may allocate a portion of fees for buybacks in the near future.
Planned
Liquidation address (planned)
Each user will receive a unique Solana address. Send any Solana token to this address and we will automatically convert it to USDC and send it to the user’s linked IBAN or routing number account. This acts as an on chain off ramp address users can save in Phantom without visiting the app.Cards (planned)
- Virtual and physical cards - Spending from your account balance with controls and notifications
Developer APIs (planned)
- REST APIs and webhooks - Create accounts, send payouts, reconcile, and more
- Sandbox - Safe environment for testing
Token alignment (planned)
- $KARMA - We intend to link platform benefits to token holders and explore using a portion of fees for buybacks. Details will be shared prior to launch.